Member Experience Officer (Teller/Loan Officer)
Company: Mountain America Credit Union
Location: Idaho Falls
Posted on: October 21, 2024
Job Description:
Job DescriptionAt Mountain America, the Member Experience
Officer (MEO) recognizes and meets member needs by providing
quality service through teller, branch operations, and loan
servicing transactions and cross-selling products and services in
order to help our members achieve their financial
dreams.LOCATIONAmmon ID Branch3511 South 25th EastAmmon, ID
83406SCHEDULEFull Time: Monday - Friday 8:45am - 6:15pm; Rotating
Saturdays 8:45am - 2:15pm
- Day off during the week when a Saturday is worked.The Ammon ID
Branch currently has Member Experience Officer positions open:
- 1 FT Non Bi-lingual Hire Ahead Member Experience Officer
- 1FT Bi-lingual Member Experience OfficerAt Mountain America, we
are committed to taking care of all our employees.
- Starting competitive. Pay can increase depending on experience,
plus incentives
- Performance reviews with opportunities to increase
compensation
- Excellent medical and dental benefits with minimal employee
contribution (full time employees)
- Paid time off, volunteer time off, and paid holidays
- Matching 401K
- Tuition assistance
- Professional development
- And more!To be effective, an individual must be able to perform
each job duty successfully.Member Focus
- Builds and maintains relationships with Mountain America Credit
Union Members by engaging in conversations in person and over the
phone
- Provides quality service to credit union membership by
assessing member needs, advising to meet their needs, and assisting
in those transactions, which could include opening new accounts,
servicing existing accounts, and explaining our products and
services that best suit our member's needs .
- Recognizes member needs, educates on options for managing
financial transactions through MACU tools, resources, technology
and cross-sells products and services as needs arise through a
consultation approach .
- Fulfills member requests for products and services while
looking for ways to grow member relationships and accomplish credit
union objectives.
- Resolves problems by clarifying member complaints, determining
the cause of the problem, providing the best solution to resolve
the problem, expediting correction or adjustment, and following up
to ensure resolution.
- Follows up with member interactions with thank you notes and
phone calls using the MACU (222) approachLoan Servicing
- Prepares and disburses loans within lending limits and credit
union guidelines
- Originates loans by accepting and reviewing loan applications,
interviewing loan applicants, reviewing credit report and
cross-sells loans.
- Prepares loan documentation, initiates credit reports and
conducts closings for home equity, personal, and auto loans
- Complies with all regulations as required by law, including but
not limited to Bank Secrecy Act, OFAC, FACT Act, GLBA, Regulation
CC (funds availability), Regulation DD (TIS) and other regulations
as required by law as it relates to his/her positionCash
Transactions
- Accurately maintains cash drawer.
- Accurately and efficiently processes transactions in accordance
with established policies and procedures
- Assists in the opening and closing procedures of the
branch
- Responsible for Branch Security which includes vault
combinations, security codes, and member information
- Handles all transactions with accuracy and courtesy, while
maintain privacy and security.Other Responsibilities
- While in this position, will travel within regional area (up to
15 miles), to provide assistance to different branches and receive
training and feedback from different branch leaders.
- Requires occasional travel to other branches
- Acts as a liaison to Business Services Reaches out to the
community through outbound phone calls and by attending SEG
events
- Performs Teller duties as needed
- Represents the credit union in a professional manner, both in
dress and in actions
- Keeps work area neat and clean
- Responds to email/voicemail/missed calls/other communication in
a timely manner
- Actively participates and completes product knowledge
courses
- Complies with all regulations as required by law
- Performs other duties as assignedKNOWLEDGE, SKILLS, and
ABILITIESThe requirements listed are representative of the
knowledge, skills, and/or abilities required. Reasonable
accommodations may be made to enable individuals with disabilities
to perform the essential job functions.Experience
- At least one year of retail banking or related sales and
customer service experience preferred
- Ability to satisfy immediate and unexpected needs, by
recommending credit union products and services with knowledge and
confidence.
- Ability to multi-task and maintain composure while handling all
member activities and requests
- Ability to prepare loan documents and cross-sell financial
services of the credit union to ensure quality service.
- Ability to perform mathematical calculations.
- Ability to communicate effectively using written and verbal
communicationEducationHigh school diploma or equivalentLicenses,
Certificates, Registrations, TrainingsTo be completed during the
first 90 days:
- Valid Driver's license required.
- MSR Certification Package:
- Teller Follow-up Training
- MSR Sales Certification
- Annual FSR CertificationTraining to be completed generally
during the first 90 days:
- New Account Training
- IRA Training
- Loan Training
- Loan Follow-up Training
- Notary Public
- NMLS Certification
- Must be able to qualify annually as a Mortgage Loan Originator
under S.A.F.E Act RegistrationComputer/Office Equipment Skills
- Basic computer operating skills
- Beginner to intermediate skills in Microsoft Office (Outlook,
Word, Excel)
- Type a minimum of 35 words per minute preferred
- Symitar experience preferredManagerial ResponsibilityNo
supervisory/managerial responsibilitiesOther Skills and Abilities
- Bilingual English/Spanish Preferred
- Thorough knowledge of credit union policies, procedures and
regulations
- Ability to prepare loan documents and cross-sell financial
services of the credit union to ensure quality service
- Ability to perform mathematical calculations
- Ability to communicate effectively using written and verbal
communicationPHYSICAL ABILITIES / WORKING CONDITIONSPhysical
Demands
- Ability to talk, hear, sit, use hands to handle or feel and
reach with hands and arms consistently
- Ability to stand, walk, kneel and crouch occasionallyVision
Requirements
- Close vision (clear vision at 20 inches or less)
- Distance Vision (clear vision at 20 feet or more)Weight Lifted
or Force ExertedAbility to lift up to 10 pounds consistently and up
to 50 pounds occasionallyEnvironmentalThere are no unusually
environmental factorsNoise EnvironmentModerate noise (business
office with computers and printers, light traffic)#LI-JS1
Keywords: Mountain America Credit Union, Idaho Falls , Member Experience Officer (Teller/Loan Officer), Other , Idaho Falls, Idaho
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